As a driver, I’m sure you will agree that an accident is annoying especially if it was not your fault. On top of all the emotional trauma, the stress of having to deal with the damage inflicted on your car and getting through the troubled waters of insurance can be quite strenuous. But here is the good news, in the unfortunate event that you were in a Non fault accident courtesy car, you may qualify for a courtesy car. So without any further delay, we’re going to detail how the process works and how Hammonds Fleet Care is going to assist you in the process.
What is a Non-Fault Accident?
A non-fault accident usually means the accident was entirely caused by someone else’s negligence and actions. In this case, the other driver’s insurance company typically covers the costs of repairs and any additional expenses, such as providing a replacement vehicle while your car is off the road.
What is a Courtesy Car?
A courtesy car is a temporary replacement vehicle provided while your damaged car is being repaired. This ensures that your daily routines are not disturbed and that you remain included in activities without any interruptions.
In the wake of a Non-Fault Accident, Am I Capable of Requesting a Courtesy Car?
Absolutely! From the previous scenario where the incident was no fault of yours, you are entitled to be given a courtesy car and the relevant expenses would be compensated from the insurance of the at-fault party.
Key Conditions for Eligibility:
A claim that the accident was a non-fault accident must be established.
Your automobile is written off or is unsafe for usage.
The third party who is at fault has an insurance policy
Steps to follow to request a courtesy car after a Non-Fault Accident
- Report the Accident
The first step is to notify your insurer about the incident. Describe the accident in detail and provide the name of the other driver.
- Contact Hammonds Fleet Care
Assistance by us in this regard means more than scheduling the courtesy car; we facilitate making arrangements with the insurers so that the inconvenience emanating from lack of mobility is minimized.
- Wait for Confirmation
Once liability is determined, and the courtesy vehicle is provided, further arrangements can be made regarding repairs to the original vehicle in order for it to be changed.
- Drive With Peace Of Mind
You will be able to use the courtesy vehicle during the repairing period of your vehicle without paying anything extra.
Why Select Hammonds Fleet Care?
At Hammonds Fleet Care, our focus is to ensure we have reliable and properly serviced courtesy cars after no-fault accidents with an intent to keep you mobile at all times. The range of services we have is meant to get you moving irrespective of the constraints you’re facing.
Here’s How We Assist:
Quick ACCESS To The Cars: We are aware a customer would always have a need to be on the road.
Diverse Vehicle Choices: We have you covered whether you're looking for a compact sedan or a full-sized family.
Hands-free Experience: We take care of the paperwork and discussions with the insurers for you.
We Put Customers First: We give utmost importance to your convenience.
Some Misconceptions About Courtesy Surely Cars Are:
- “I Cannot Get A Courtesy Car As I Do Not Have Fully Comprehensive Insurance For My Car.”
Never ever! If it is an accident that is not your fault, it is just an insurance matter for the party responsible and what kind of insurance coverage you have does not really matter.
- “I Am Sure The Courtesy Vehicle Which Will Be “Given Out” Is An Old Car And Useless.”
At Hammonds Fleet Care, modernized and well-kept courtesy cars are provided which are of the same standard or class as your unsalvageable car.
- “I Know I Have To Pay For The Courtesy Car Out Of My Own Pocket.”
A courtesy car will not cost you anything after an accident that is not your fault as the insurance of the driver’s at fault will cover this.
Different Types Of Courtesy Cars Are Available
- Standard Cars
These are ideal for personal use as they include popular models of trusted brands.
- Family Cars
More space is required? The options that are family-friendly allow you to carry passengers and luggage in a convenient manner.
- Business Vehicles
In case a car is essential for your work, we have replacements that will serve your professional requirements.
- Specialized Vehicles
We are able to make customized plans for drivers who need specific vehicles like vans, electric vehicles, etc.
What Should You Do If the Other Party at Fault Defends It and Says That You Are Not Liable For It
- Be Aware of Specific Details
For instance, the accident scene and the vehicles and road texture which caused the accidents should also be recorded.
- Report The Incident To Police
A formal report solidifies your cause better.
- Leave It To Hammonds Fleet Care
We would be able to get in touch with accident management teams or certain legal representatives so that the disputes are settled rapidly.
How Long Am I Permitted To Utilize The Courtesy Car For?
So, as long as your car is unrepaired or the claim is not settled, you can use the courtesy car for the said duration. Don’t worry, Hammonds Fleet Care will handle everything in such a way that your mobility is not compromised in any way.
In The Case My Car Is Foreclosed, What Would Happen?
Apart from being able to continue using the car that was lent to you to continue using.
Also, during this time the injury caused to a person who was at fault, the insuring company will cover the cost of the courtesy car.
It does not matter whether it was a car accident, workplace incident, or any event that resulted in injury, a no fault accident claim would be necessary to compensate the injured party. Claiming compensation unlike its actual meaning is very difficult as there are numerous complexities involved. Below are some tips that can make this otherwise difficult process easy. “The binding of time, munificence in focus, Do not take, Perpetration, Disorder, Canvas, Astound, Complex Allure.”
The first step one can take is to act quickly, as this can alleviate any possibilities that can delay the claim process. Accidents is often caused due to delay and cut off point directly correlates with an accident. Additionally, the importance of reporting the accident is crucial, the insurance company needs a coherent report to avoid complexities in the future. After that, it is wise to collect evidence such as video footage or witnesses that substantiate that the incident took place. Always ensure that all Evidence is compiled: reports of accidents saves photos and video footage as proof and if not, it is ensured that insurance is received. “En interest brings forth, Drexp, Let there be sound, Enhance your ability, Steadiness, To maintain integrity, Continuity with variance.”
Claim Now Probably the last thing, when an incident has occurred, has to deal looking at how much the attempt would take. Switch to Hammonds Fleet Care the largest repair network in the world who understands the importance of time and tranquility. Or, Select Hammonds Fleet Care if they can’t meet your needs. Providing courtesy cars is often overlooked, and remembering to do so is not difficult. In either case, it is crucial for your provider that tablet clauses are included, so that offering courtesy cars is guaranteed assistance. Understanding The Is it enough? The answer I might give is being sterling on this issue. Simply comprehend every term and get a full grasp of your policy to avoid any conflict that may say something else except what your contractual papers say. Policies are best carried out in their entirety if they are not given any leeway. “The G80s shine brightly through intelligent optics, Interest movements provide crystal clear understanding and added value. Place your role in this once in a lifetime show, Enjoy the Performance “
What are you waiting for? Call Hammonds Fleet Care today and we will get you behind the wheel again.
FAQs
- What is the amount liable to be paid for hiring a courtesy car when an accident has occurred without fault of my own?
The damage cost shall be borne by the insurance of the driver responsible at fault which results in you having nothing to pay.
- Am I free to pick the courtesy car I distinctly want?
Yes, Hammonds Fleet Care has you covered as we provide as many cars as you need.
- How fast will I be able to get a courtesy vehicle?
Standards for delivery of a replacement vehicle are expected to be between 24 and 48 hours.
- Is everything covered if the opposing side does not have a vehicle insuring policy?
In such a case you may lodge a complaint at the Motor Insurers’ Bureau (MIB) for the matter.
- If my claim gets rejected, do I have to present the courtesy car back?
If there is a disagreement concerning who should be liable for the damages then the situation requires some review. Hammonds Fleet Care aims to assist you through this course of action.
